Field Partner (Risk Rating, Delinquency Rate, Default Rate):
Field Partner: FODEMI, partner of World Vision
Risk Rating: 3 and a half stars
Delinquency Rate: 0.00%
Default Rate: 0.00%
Country Risk (Economic, Political, Natural Disaster)
Country Risk: a developing country: not so much risk.
Economic: pretty stable
Political: Good
Natural Disasters: None recently
Perceived level of need: Great, because she has four children, and not enough money, and she also wants to send her kids to school.
Financial responsibilities/commitments of individual:
Providing for a family of five by herself: paying for everything (bills food, food for her stand), trying to take care of her children and keeping up her stand.
4. Summary
Delia is 33, and has a food stand and four children. Her dream is to send them to school, but can’t afford the money, so she wants to upgrade her stand, so she can pay for them to go. She will use the money to increase her stand by buying a new stove (she is currently borrowing, and has to give it up soon), more foodstuff and her own locale. Delia also needs the money to support her children because they barely have enough to live on already.
My two candidates: Delia Andrea, and Milia Tantaine
Delia Andrea:KIVA – Loan Justification Your Name: NFriedmann
Potential Recipient URL: http://www.kiva.org/lend/351054
Name: Delia Andrea
Country: Ecuador
Type of Loan: Small Buisness
Criteria
1. Risk
Borrower (Credit history/Personal character):
Field Partner (Risk Rating, Delinquency Rate, Default Rate):
Field Partner: FODEMI, partner of World Vision
Risk Rating: 3 and a half stars
Delinquency Rate: 0.00%
Default Rate: 0.00%
Country Risk (Economic, Political, Natural Disaster)
Country Risk: a developing country: not so much risk.
Economic: pretty stable
Political: Good
Natural Disasters: None recently
2. Business Plan -__Small Business Start Ups__
Potential for success: Very good
Potential for sustainability: Excellent
Potential for regional economic benefit: Good
3. Borrower
Perceived level of need: Great, because she has four children, and not enough money, and she also wants to send her kids to school.
Financial responsibilities/commitments of individual:
Providing for a family of five by herself: paying for everything (bills food, food for her stand), trying to take care of her children and keeping up her stand.
4. Summary
Delia is 33, and has a food stand and four children. Her dream is to send them to school, but can’t afford the money, so she wants to upgrade her stand, so she can pay for them to go. She will use the money to increase her stand by buying a new stove (she is currently borrowing, and has to give it up soon), more foodstuff and her own locale. Delia also needs the money to support her children because they barely have enough to live on already.